White Bear Lake, city, Ramsey and Washington counties, eastern Minnesota, on White Bear Lake, a residential community near Saint Paul; settled mid-19th century, incorporated 1922. It is a summer resort center, with marine-related industries. A junior college is here. The lake's name, which the community assumed, was inspired by a Native American legend. Population 22,538 (1980); 24,704 (1990); 24,325 (2000).